Impacto socioeconómico del covid-19 en socios de la cooperativa de ahorro y crédito la benéfica

Mayerly Laaz Vera; Germania Loor Zambrano; Alexander Palacios Zurita

doi:10.61286/e-rms.v3i.205

Authors

Mayerly Laaz Vera Escuela Superior Politécnica Agropecuaria de Manabí Manuel Félix López https://orcid.org/0009-0005-6578-3688
Germania Loor Zambrano Escuela Superior Politécnica Agropecuaria de Manabí Manuel Félix López https://orcid.org/0009-0007-5784-019X
Alexander Palacios Zurita https://orcid.org/0000-0002-1492-4349 https://orcid.org/0000-0003-4264-7323

DOI:

https://doi.org/10.61286/e-rms.v3i.205

Keywords:

Covid-19; partners; cooperative; socioeconomic

Abstract

The objective of this research is to establish the socioeconomic impact of COVID-19, as perceived by the members of the Cooperativa de Ahorro y Crédito de la Benéfica in order to contribute to the management of the social consequences detected. A mixed approach was used, combining quantitative and qualitative elements, applying inductive, deductive and analytical and systematic methods to analyze the data obtained, and the Conesa matrix was applied to identify and assess the socioeconomic impacts generated. The population to be considered is 381 members applying probabilistic sampling to obtain the sample of the different COAC agencies. Among the main findings is that during the pandemic there was an increase of 6.60% of members with incomes below one Unified Basic Wage, which caused members to have difficulties to cover their basic expenses and credit obligations. Covid-19 mainly affected the dimensions of health, employment and economic stability, making clear the importance of strengthening and implementing financial support strategies in the cooperative so that members can effectively mitigate the impact of a future economic and social crisis.

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